Crime Insurance: What it Covers.

Your store or office is already, you think, fully insured.  Your business has a state-of the art-security system and you even opted for burglary insurance.  So what can you gain from crime insurance?  Probably more than you think. 

Say you own a fine goods store, with a display of beautiful furs gracing your Christmastime windows.  You arrive at your shop to find that, well, they�re gone.  No damage: they�re just gone.  Maybe an employee short on cash has made off with your valuable furs.  You unlock the door and head for the phone to cash in your burglary policy.  The same policy that says, in fine print, that it only covers crimes with evidence of forced entry.  Uh-oh.   

Better reread those policies.  General insurance policies usually exempt employee theft.  The primary strength of crime